It seems as though the most popular reform ideas…
There are numerous ways to address health care reform. It seems as though the most popular reform ideas stem from supposed Universal Health Care crusades and acknowledgement of the uninsured issue. Senator Clinton feels that health care reform is achievable by mandating universal coverage with no recognizable enforcement of that theme. Senator Obama feels that by mandating child coverage only, the uninsured issue is resolved more effectively. There would be fewer uninsured Americans according to his statistics. I love how these candidates use statistics to manipulate public opinion with out telling the whole story.
Insurance has some basic and simple principles. The law of large numbers creates opportunities to spread risk over a broader spectrum of both the healthy and the sick. Hence, when more Americans have health insurance coverage, there will be a better chance of spreading risk and keeping premiums affordable. Although there is truth in that statement, the real problem is being sidestepped. That problem is cost and we will talk about that more.
At least both Senators recognize that health care costs are out of control
At least both Senators recognize that health care costs are out of control. They want to make health insurance accessible to more Americans. I congratulate both of them for that. What about the problems that insured Americans have? These are issues that affect the majority of Americans who, by the way, are covered by health insurance? Overall, Americans may enjoy a better standard of living when the stress created by this health care crisis is resolved.
Both Senators state that the inefficiencies and error rates in the U.S. Health Care System are extremely high for the World’s most sophisticated economy. Several suggestions from both candidates will have a positive impact. However, significant change will come slowly unless a more constructive Congress is willing to approve necessary regulation and, in some cases, de-regulation in order to bring private markets back on track so useful reform can be accomplished.
…the overall impact of more insured Americans on the U.S. health care system is not yet known
Insurance companies will benefit from insuring more Americans. However, the overall impact of more insured Americans on the U.S. health care system is not yet known. It costs a lot more money to insure Americans in need whether they are children or not. If Americans can not afford health insurance and the next President mandates it, what is the penalty for not having it? What are the new income levels to qualify for this mandated coverage? Although Senator Obama criticized Senator Clinton for this lack of oversight, Obama doesn’t have an answer, either. Americans understand conceptually that if you eliminate medical error and have electronic medical records and create more efficiency with in the health care system, costs can come down. What happens then?
None of the 2008 Presidential candidates talk about the fact that demand for medical services is at an all time high and increasing at an alarming rate, while supply is somewhat limited for many reasons. Costs well exceed the current rate of inflation. For how many years will these proposed changes provide relief, should we accomplish them? America needs to have a long term purpose for reform.
Consumption taxes on goods and services on which we are trying to become less dependent…
Consumption taxes on goods and services on which we are trying to become less dependent, present an excellent opportunity to fund positive change. Gasoline, cigarettes and fast food are excellent places to start. The cost of medical services versus the demand issue for those services will be around for a long time. Contrary to what the pessimists are asserting, when Americans have their health, America will experience resurgence in world leadership. Unfortunately, Americans have taken their health for granted and the stress it has created in our lives is overwhelming.
Americans need a 21st century President, who is a leader with vision and ethics. Take this advice from America’s Voice on Health Care Reform. There has never been a better time in America’s history to revitalize our image in the World. Our long term competitiveness in the scope of the world’s economies depends on it. Will either of these candidates get the job done?
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